Compare Loan Offers in Singapore
Weigh personal, business, debt consolidation and renovation financing side by side. Submit one enquiry and we match you with trusted Network Partners — you stay in control of the decision. OneCompare is an independent comparison and referral platform, not a bank or licensed money lender.
Compare before you commit
Rates, amounts and timelines vary widely between lenders. Comparing first helps you understand your realistic options before you apply, so you can avoid unnecessary credit checks and choose the route that fits your situation.
- See bank loans and licensed money lender options in one place
- Understand indicative costs before sharing documents
- One enquiry instead of approaching lenders one by one
- Independent guidance — we do not lend or set rates
Common financing routes compared
A general comparison of common options. Actual rates, amounts and approval are decided by each lender, not by us.
Bank personal loan
- Cost / rate
- Lower EIR, larger amounts
- Speed
- A few days
- Best for
- Salaried borrowers with good credit
Debt consolidation plan
- Cost / rate
- Single combined repayment
- Speed
- Several days
- Best for
- Managing multiple commitments
Licensed money lender
- Cost / rate
- Capped by law (4%/month max)
- Speed
- Often same day
- Best for
- Smaller, shorter-term needs
OneCompare matching
- Cost / rate
- Compare before you commit
- Speed
- One enquiry, multiple options
- Best for
- Anyone unsure which route suits them
Estimate your repayment
Model any scenario with our reducing-balance calculator — adjust the amount, tenure and monthly rate to see an indicative monthly repayment, total interest and total repayment.
Loan repayment calculator
See an illustrative repayment range — not an offer or quote.
Loan tenure
Maximum repayment period shown here is 36 months.
| Loan details | Estimate |
|---|---|
| Loan amount | $20,000 |
| Tenure | 24 months |
| Estimated monthly repayment | Calculating… |
| Estimated total repayment | — |
| Estimated interest/cost | — |
Illustrative estimate only. Actual interest rate, fees, repayment amount and approval are determined by the respective financial institution after assessment.
Three simple steps
1. Tell us what you need
Share your loan purpose and amount in one short enquiry — no obligation.
2. We compare and match
We review your enquiry and introduce you to suitable, independent Network Partners.
3. You decide
Partners assess and make all lending decisions. You choose whether to proceed.
Transparent loan comparison. Built around your choice.
OneCompare is an independent comparison and referral platform. Our job is to make every option clear before you commit to anything.
Independent
We are not a lender. We compare options across licensed Network Partners so you see the market, not one sales pitch.
Transparent
Understand rates, fees and total cost before you decide. No hidden charges, no borrower fees — comparing is free.
One enquiry
Submit your requirements once. We match you with suitable Network Partners — no repeated forms, no obligation.
You decide
Lenders and Network Partners make their own approval decisions. You review the options and proceed only with the one you choose.
Frequently asked questions
Compare loan offers
Submit one enquiry. We will match you with trusted Network Partners and follow up by your preferred channel — including WhatsApp or phone.
Prefer a faster, verified application?
One secure application. Verify with Singpass MyInfo to auto-fill your details, or fill in the form manually — both use the same OneCompare application journey.
- Secure & encrypted
- Singpass supported
- PDPA protected
Compare by loan type:Personal LoanBusiness LoanDebt ConsolidationRenovation LoanEducation LoanLoan Calculator
Disclaimer: OneCompare is a referral and matching platform, not a lender. Loan decisions are made by independent Network Partners. Information on this page is for reference only and is not financial advice.