Loan Calculator Singapore
Estimate your monthly repayment, total interest, and total cost in seconds. Adjust the amount and tenure to plan any loan with confidence — bilingual and free to use.
Loan repayment calculator
See an illustrative repayment range — not an offer or quote.
Loan tenure
Maximum repayment period shown here is 36 months.
| Loan details | Estimate |
|---|---|
| Loan amount | $20,000 |
| Tenure | 12 months |
| Estimated monthly repayment | Calculating… |
| Estimated total repayment | — |
| Estimated interest/cost | — |
Illustrative estimate only. Actual interest rate, fees, repayment amount and approval are determined by the respective financial institution after assessment.
Why use our loan calculator
Built for Singapore borrowers, with the clarity the big comparison sites miss.
Accurate reducing-balance maths
We calculate interest on your remaining balance each month, not a flat figure — so the estimate reflects how repayments really work.
Instant, no sign-up
Move the sliders and see results update live. No forms, no waiting, no email required to get an estimate.
MAS & Moneylenders Act aware
Rate caps reflect Singapore rules, so your estimate stays realistic and compliant — not an inflated marketing number.
Loan calculator FAQs
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Make an enquiryDisclaimer: OneCompare is a referral and matching platform, not a lender. Loan decisions are made by independent Network Partners. Information on this page is for reference only and is not financial advice.