Financing for home improvements

Finance your renovation with a clear, planned budget

From HDB makeovers to condo upgrades — match your contractor quotation to comfortable repayments and compare renovation financing from licensed Network Partners.

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Newly renovated modern Singapore apartment living room
Overview

What is Renovation Loans?

Renovation financing enquiries are matched with Network Partners that support home improvement projects. We help you prepare a clear enquiry covering your project scope and budget.

Common uses

What it can help with

  • Kitchen and bathroom works
  • Flooring, painting and carpentry
  • Electrical and plumbing works
  • Essential repairs and fittings
  • Furniture and appliances, where eligible
Who it's for

Who it may suit

  • HDB and private homeowners
  • Families planning a defined renovation project
  • Owners with a contractor quotation
  • Households that prefer fixed monthly repayments

Eligibility and approval are always subject to each Network Partner's own assessment.

The process

How it works

  1. 01

    Submit enquiry

    Describe your renovation project and budget.

  2. 02

    Profile review

    We review your enquiry for completeness.

  3. 03

    Partner matching

    We introduce your profile to relevant Network Partners.

  4. 04

    Review and choose

    Compare options from Network Partners and decide what fits — no obligation to proceed.

Before you apply

Key guidance

Get a detailed contractor quotation

An itemised quote helps you size your enquiry accurately and avoid borrowing more than you need.

Budget a buffer for variations

Renovation costs often shift mid-project. A small buffer keeps your plan on track without scrambling for extra funds.

Align tenure with your comfort

A longer tenure lowers each instalment but raises total cost — pick the balance that suits your household.

Questions

Frequently asked questions

Ready to compare Renovation Loans options?

One application, matched to licensed Network Partners. Free, secure and no obligation.

Disclaimer: OneCompare is a referral and matching platform, not a lender. Loan decisions are made by independent Network Partners. Information on this page is for reference only and is not financial advice.