Financing secured on property

Property financing for buying, refinancing and more

New purchase, refinancing, bridging or cash-out — tell us your property route and compare options from banks and licensed Network Partners.

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Overview

What is Mortgage & Property Financing?

Property financing enquiries are matched with Network Partners that handle residential and commercial property loans in Singapore. Tell us which property route applies — new purchase, mortgage refinancing, bridging finance, cash-out/equity release, or renovation financing — and we prepare a clear enquiry on your behalf.

Common uses

What it can help with

  • New property purchase
  • Mortgage refinancing
  • Bridging finance between properties
  • Cash-out / equity release
Who it's for

Who it may suit

  • HDB and private property buyers
  • Owners approaching the end of a lock-in period
  • Property investors reviewing their portfolio
  • Owners exploring equity release

Eligibility and approval are always subject to each Network Partner's own assessment.

The process

How it works

  1. 01

    Submit enquiry

    Tell us your property route and key figures.

  2. 02

    Profile review

    We review your enquiry for completeness.

  3. 03

    Partner matching

    We introduce your profile to relevant Network Partners.

  4. 04

    Review and choose

    Compare options from Network Partners and decide what fits — no obligation to proceed.

Before you apply

Key guidance

Check your lock-in period

Refinancing before your lock-in ends can trigger a penalty. Knowing the end date helps you time the enquiry.

Regulatory limits apply

Property loans in Singapore are subject to TDSR, MSR and loan-to-value rules set by MAS, not by OneCompare.

CPF usage affects your cash proceeds

CPF monies used for the property may need to be refunded on sale or cash-out. Factor this into your planning.

Questions

Frequently asked questions

Ready to compare Mortgage & Property Financing options?

One application, matched to licensed Network Partners. Free, secure and no obligation.

Disclaimer: OneCompare is a referral and matching platform, not a lender. Loan decisions are made by independent Network Partners. Information on this page is for reference only and is not financial advice.