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Money Matters Made Simple

Friendly, jargon-free guides on money matters in Singapore. We share practical tips to help you plan, budget, and make confident decisions — no pressure, no promises, just useful info.

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Money tips for life in Singapore

Showing 3 articles tagged Singapore Regulations.

Illustration of a protective shield with a checkmark beside a warning triangle and a checklist, symbolising safe borrowing
Debt & Borrowing

Licensed vs Unlicensed Money Lenders in Singapore: How to Stay Safe

How to tell a licensed money lender from a loan shark in Singapore, the warning signs to avoid, and how to borrow safely. A clear, no-jargon safety guide.

5 min readRead article
Calculator, payslips and Singapore dollar notes used to work out debt-servicing ratios
Regulations & Guides

TDSR Explained: Singapore's Debt-Servicing Rules in Plain English

An original, easy-to-follow explainer on the Total Debt Servicing Ratio (TDSR) and related affordability rules — what they are, why they exist, and how they affect borrowing.

3 min readRead article
Person holding a smartphone showing a suspicious loan message at night
Safety & Compliance

Loan Scams in Singapore: How to Spot and Avoid Them

Learn the common loan scam tactics in Singapore, the warning signs to watch for, and how to protect yourself and your personal data.

3 min readRead article